Best investment options for 529

A preset mix of investments can do a lot of the work for you, or you can create your own strategy with individual portfolios.

When you open an account, you'll be asked how you want your money to be invested. You can have us help you, or you can do it yourself. Once you choose your investments, IRS rules allow you to move money to different investments only twice each calendar year, so make sure you're comfortable with your decision!

You can, however, change the investments for your future contributions at any time. If managing your own investments seems too complicated or involved, then our age-based options may be for you. All you do is pick 1 of 3 options based on your comfort level with risk conservative, moderate, or aggressive. The rest is done for you. We'll invest your money according to your child's age.

Then, as he or she gets older, we'll automatically shift your savings through a series of increasingly conservative portfolios. Of course, the way you feel about risk might change along the way. So we recommend that you periodically check to make sure your selection is still right for you. If you're more of a hands-on investor and want to remain in control, you can create an investment strategy from our 20 individual portfolios.

Select up to 5 portfolios at a time, and then manage that mix based on the strategy you put together. If you find you need guidance along the way, we have a tool to help you figure out your asset mix. Feel good about paying less All investments have costs.

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But the less you pay in expenses, the more you can keep for college. And when it comes to low costs, The Vanguard Plan is recognized as a leader. Ready to get started?

Open your Vanguard account now We can help Need help deciding which investment approach is right for you? We're standing by to make sure you're comfortable with your decisions.

We can review your options and answer any questions you have. The Vanguard College Savings Plan is a Nevada Trust administered by the Board of Trustees of the College Savings Plans of Nevada, chaired by the Nevada State Treasurer.

Vanguard Marketing Corporation, Distributor and Underwriter.

If you are not a Nevada taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

The Vanguard Group, Inc. Ascensus Broker Dealer Services, Inc. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.

All investing is subject to risk, including the possible loss of the money you invest. Vanguard Marketing Corporation, Distributor of the Vanguard Funds. Your use of this site signifies that you accept our terms and conditions of use Open a new browser window. Search the site or get a quote.

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Learn about plans Compare plans Why The Vanguard Plan? Choose investments for your account Open your Vanguard account. Select from our award-winning portfolios A preset mix of investments can do a lot of the work for you, or you can create your own strategy with individual portfolios. Find out how age-based options work.

Check out our age-based options.

Check out our individual portfolios. Get an asset mix recommendation. All investments have costs. Find out the difference costs can make. Open your Vanguard account now. Need help deciding which investment approach is right for you?

Select from our award-winning portfolios | Vanguard

Call us at to speak with an education savings specialist. Open a Vanguard Plan We're here to help Talk with one of our education savings specialists. Call Monday to Friday 8 a. Want to roll over money you have in another plan?

Learn how to move money to The Vanguard Plan. Use our college savings planner to see if you'll have enough for college.

REFERENCE CONTENT Layer opened. How do you think about investing and risk? Fluctuations in the market are bad, no matter how long your investment time horizon. You're more comfortable with investments that have a little more price stability, even if they may provide lower returns. You can deal with some market fluctuations.

Mixing different asset classes feels comfortable to you, because if one temporarily loses value, the other can help offset the decline in your account balance. Market fluctuations aren't a big deal. You'd rather have the potential for higher returns, even at a higher risk of losing money. Return to main page. My Accounts Log on. Privacy policy Security Technical support Mutual fund prospectuses ETF exchange-traded fund prospectuses Variable annuity prospectuses Special notice to non-U.